Good Money Investment

It is important to make good choices when it comes to saving for your retirement. Having a Financial Planner or Accountant review your current portfolio and your goals for the future is the first thing you should do; as they can help you determine investment vehicles that align with your risk tolerance and savings objectives.

But where do you start? Which retirement plans should you focus on? What are the differences between the various retirement plans out there?

Many Advisors would agree; that if the company you work for offers a 401(k) plan, a pension plan or a 403(b), you should take advantage of the opportunity to enroll. Typically, employers make monetary contributions towards these plans and the internal fees associated with these types of accounts are usually lower than with individual retirement plans. Because of these features, over time, it benefits you two-fold to put your money into them. (more…)

Popularity: 18% [?]

Buying on margin can be a very effective way to leverage your money in the stock market. Let me ask you something. If you wanted to make $100 in the stock, would it be easier to make $100 from $500 or $1000? $1000 of course.

If you make $100 from $500 that is a 20% increase. That may be a little hard to pull off in 1 month. But if you make $100 from $1000 that is only a 10% increase in a month. Now I’m sure you all realize that the more money you have in the market the more you can pull out. So let me give you an example on how margin does just that.

Tom wants to buy stock ABC. It is a good stock that he believes will go up. The stock is currently trading at $85. He buys 100 shares of ABC. 2 years go by and ABC is trading at $170. Tom is excited and sells his stock. This gives him a 100% increase in 2 years.

In this example Tom made a good profit of his investment. But there is a way in which Tom could have made even more money. What is it? (more…)

Popularity: 13% [?]

Most people, even if they have never invested in shares, have heard of the stock market. Most will know this is the place where shares are bought and sold. But what they might not realise is that the stock market is actually an umbrella term for a number of different markets run by the London Stock Exchange (LSE) where shares in different types of companies can be traded. These firms might be big blue chip household names, foreign businesses or small unquoted companies.

There are more than 2,700 companies, worth over £1.4bn, quoted on the London Stock Exchange’s markets! If you are planning to buy shares it is worth knowing which type of company is quoted on each of the markets run by the London Stock Exchange as it will help you make the best decisions about your investments. It could even introduce you to a world of investing you never knew existed. There are also other markets you may wish to consider.

London Stock Exchange markets:

The Main Market Alternative Investment Market (AIM) Overseas markets OFEX

The Main Market

Undoubtedly the market most people would identify as ‘the UK stock market’ is the London Stock Exchange’s Main Market. This is the world’s most active international equity market with companies from all areas of the business world, including retailing, technology, finance and manufacturing. More than 2,000 companies, including more than 500 overseas companies, have securities which are quoted on this market. (more…)

Popularity: 15% [?]